About IBHS

We are more than just an acronym

The Insurance Institute for Business & Home Safety (IBHS) is an independent, nonprofit, scientific research and communications organization supported solely by property insurers and reinsurers. IBHS’ building safety research leads to real-world solutions for home and business owners, helping to create more resilient communities.


At the Insurance Institute for Business & Home Safety, our mission is to conduct objective, scientific research to identify and promote the most effective ways to strengthen homes, businesses and communities against natural disasters and other causes of loss.


We envision a world where the durability of homes and commercial buildings is a core societal value—greatly reducing the financial loss, community disruption, and human toll that often result from natural and man-made disasters.


Our members are insurers and reinsurers that conduct business in the U.S. or reinsure risks located in the U.S.

  • Affiliate membership is open to brokers, managing general agents and independent agents.
  • Associate membership is open to all others who support our mission.

This is a risk you face in your area

earthquake Earthquake

This is a risk you face in your area

flood Flood

This is a risk you face in your area

hail Hail

This is a risk you face in your area

hurricane Hurricane

This is a risk you face in your area

water-intrusion Plumbing

This is a risk you face in your area

thunderstorm Thunderstorms

This is a risk you face in your area

tornado Tornado

This is a risk you face in your area

wildfire Wildfire

This is a risk you face in your area

freezing-weather Winter Weather



IBHS Headquarters

IBHS is headquartered in Tampa, Florida on the campus of the Museum of Science & Industry (MOSI). The IBHS building is a disaster-resistant structure made of reinforced concrete and designed to withstand high wind speeds. The building is also located out of a floodplain and features impact-resistant windows, and impact- and pressure-rated entry doors.

4775 East Fowler Ave, Tampa, FL 33617

IBHS Research Center

Opened in 2010, the IBHS Research Center is a state-of-the-art facility where IBHS researchers evaluate various residential and commercial construction materials, practices and systems. This unique facility allows for testing of full-scale one- and two-story homes and commercial buildings and systems in realistic replications of real-world, potentially disastrous events such as high winds, wind-driven rain, hail and wildfire.

5335 Richburg Road, Richburg, SC 29729